Ready to take the leap and buy your first home?
Key Features
Take the exciting first step to home ownership with our great value home loans.
Competitive interest rates
Enjoy competitive fixed and variable rates on your home loan.
Flexible loan features
Have up to 8 offset accounts for both variable and fixed rate loans with the Plus Home Loan. Redraw facility available on all loans. Construction loans are also available.
Fast turnaround on approvals
As a community focused bank, we have the local knowledge, the flexibility and the team to get your home loan approved much faster than the big banks.
Old-school service
Buying your first home can be overwhelming. Our home loan team will take the time to support you through the process and help you get the best outcome.
Choose the loan that suits you
Classic
Our variable rate, no frills loan.
- Our lowest variable interest rate
- Redraw facility
- Low fees offering great value
Additional features
- Choose from principal and interest or interest only
- Online banking
- Visa debit card
- Minimum loan size $50k
Plus
If you’re looking for more features and more flexibility.
- 1. Choose between variable or fixed interest rates (or a combination)
- 2. Up to 8 offset accounts available for both variable and fixed rate loans
Additional features
- Redraw facility
- Low fees offering great value
- Choose from principal and interest or interest only
- Online banking
- Visa debit card
- Minimum loan size $150k
Rates & Fees
Buying your first home has never been easier with our great value home loans.
See our full rates and more information about our fees and charges.
Owner Occupied Principal & Interest
| Rate Type | Classic Interest Rate1 | Classic Comparison Rate2 | Plus Interest Rate | Plus Comparison Rate |
|---|---|---|---|---|
|
Standard Variable Rate |
6.24% p.a. |
6.45% p.a. |
6.34% p.a. |
6.76% p.a. |
|
Fixed 1 Years |
- |
- |
6.34% p.a. |
6.76% p.a. |
|
Fixed 2 Years |
- |
- |
6.39% p.a. |
6.77% p.a. |
|
Fixed 3 Years |
- |
- |
6.44% p.a. |
6.79% p.a. |
Owner Occupied Interest Only
| Rate Type | Classic Interest Rate | Classic Comparison Rate |
|---|---|---|
|
Standard Variable Rate |
6.44% p.a. |
6.64% p.a. |
|
Fixed 1 Years |
- |
- |
|
Fixed 2 Years |
- |
- |
|
Fixed 3 Years |
- |
- |
How to apply
Whether you’re buying a new home or refinancing your current loan, we’ll help you every step of the way through the loan process. All you need to do is:
1. Contact our Home Loan Specialists
2. Provide us with supporting documentation.
1. Contact our Home Loan Specialists
2. Provide us with supporting documentation.
Home Insurance
When you take out a home loan with our bank, you'll need to ensure your home is covered by insurance. If you need assistance in securing the right coverage, reach out to us
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